Loan to Value Ratio

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Loan to Value Ratio

Loan to Value Ratio. The Loan to Value Ratio determines the amount of money you can borrow against the equity in your home. The default is 80%, which is a common Loan to Value Ratio for borrowers.

Change the Loan to Value Ratio in the pull-down menu to see the resulting change in available home equity. Your maximum Loan to Value Ratio is determined by a number of factors, including the amount you want to borrow, your overall credit rating, type of property, and the total amount of existing liens against your property. Your Loan-to-Value may be higher or lower, dependent upon the factors listed above.

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